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For Tenants

Best Renters Insurance in 2026

Renters insurance protects your belongings, covers liability if someone is hurt, and is often required by the lease. Most policies start around $10–$15 per month.

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Our top picks

Lemonade

4.7 out of 5

Best app experience

Renters insurance in two minutes, claims in seconds.

#1
  • Policies often from $5–$15/mo
  • AI-driven claims
  • Add jewelry/electronics riders easily
  • Cancel anytime

From $5/mo

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State Farm Renters

4.4 out of 5

Best for bundling

Bundle-friendly carrier with strong claim service.

#2
  • Discounts when bundled with auto
  • Local agent if you want one
  • Standard liability and personal property coverage
  • Flexible deductibles

From ~$15/mo

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Allstate Renters

4.2 out of 5

Customizable coverage from a major national carrier.

#3
  • Optional identity theft protection
  • Multiple discount stacking
  • Add-on for high-value items
  • App-based policy management

From ~$16/mo

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What to look for

We're filling in the full buyer's guide for this category soon. In the meantime, the picks above are a solid starting point.