For Landlords

Best Landlord Insurance in 2026

Landlord (DP-3) policies cover the dwelling, liability, and loss of rental income. Coverage and pricing vary widely by carrier — comparing quotes is almost always worth the time.

Advertiser Disclosure: RentGuide is an independent, advertising-supported website. Some or all of the offers that appear on this page are from third party advertisers from which RentGuide receives compensation. For example, we may receive compensation when you click on a link, when an application is submitted, or when an account is opened. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). Read full disclosure →

Our top picks

Steadily

4.7 out of 5

Best for quick quotes

Online quotes built specifically for landlords.

Quote and bind a DP-3 policy in minutes
Short-term and long-term rental options
Loss-of-rent coverage available
Highly rated for landlord service

Varies — instant online quote

Visit site

Obie

4.5 out of 5

Best for portfolios

Landlord and small-portfolio coverage with bundling.

Multi-property quotes from one form
Builders' risk and umbrella add-ons
Renovation projects supported
Personal service for larger portfolios

Varies — request quote

Visit site

State Farm Rental Dwelling

4.2 out of 5

Traditional carrier with strong nationwide presence.

Local agent for claims and questions
Bundle with personal lines for discounts
Optional loss-of-rents and liability
Quote requires agent contact

Varies — local agent quote

Visit site

What to look for

We're filling in the full buyer's guide for this category soon. In the meantime, the picks above are a solid starting point.