For Landlords

Best Landlord Insurance in 2026

Landlord (DP-3) policies cover the dwelling, liability, and loss of rental income. Coverage and pricing vary widely by carrier — comparing quotes is almost always worth the time.

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Our top picks

Steadily

4.7 out of 5

★ Top Pick Best for quick quotes

Online quotes built specifically for landlords.

1

Quote and bind a DP-3 policy in minutes
Short-term and long-term rental options
Loss-of-rent coverage available
Highly rated for landlord service

Varies — instant online quote

Obie

4.5 out of 5

Best for portfolios

Landlord and small-portfolio coverage with bundling.

2

Multi-property quotes from one form
Builders' risk and umbrella add-ons
Renovation projects supported
Personal service for larger portfolios

Varies — request quote

State Farm Rental Dwelling

4.2 out of 5

Traditional carrier with strong nationwide presence.

3

Local agent for claims and questions
Bundle with personal lines for discounts
Optional loss-of-rents and liability
Quote requires agent contact

Varies — local agent quote

Baselane

4.6 out of 5

Best all-in-one platform

Quote landlord insurance in under a minute — bundled with banking and bookkeeping.

4

Powered by Obie — instant online quote, no phone calls
Dwelling, loss-of-rent, liability, and medical payments coverage
Average customer saves ~25% when switching
Bundles with Baselane landlord banking and bookkeeping
Quote in under a minute with just email + property details

Varies — instant online quote

Quote on Baselane

What to look for

We're filling in the full buyer's guide for this category soon. In the meantime, the picks above are a solid starting point.