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For Tenants

Best Credit Building With Rent in 2026

Rent-reporting services send your monthly payments to one or more credit bureaus. Compare which bureaus they report to, whether back-reporting is included, and the monthly cost.

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Our top picks

Boom

4.5 out of 5

Best all-3-bureau reporting

Reports rent to all 3 major credit bureaus.

#1
  • Reports to Equifax, Experian, and TransUnion
  • Back-reporting up to 24 months
  • Works even if your landlord doesn't participate
  • Cancel anytime

~$3/mo + one-time back-reporting fee

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RentReporters

4.3 out of 5

Veteran rent-reporting service with manual verification.

#2
  • Reports to TransUnion and Equifax
  • Up to 24 months of back-reporting
  • Human-verified payment history
  • Bundle plan available

$10/mo + ~$95 enrollment

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Rental Kharma

4.2 out of 5

Simple monthly reporting with no back-fee gotchas.

#3
  • Reports to TransUnion and Equifax
  • Adds rental tradeline history
  • Back-reporting optional add-on
  • Cancel anytime

$8.95/mo + ~$50 setup

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What to look for

We're filling in the full buyer's guide for this category soon. In the meantime, the picks above are a solid starting point.